LUXEMBOURG ASSOCIATION OF CORPORATE TREASURERS NOV/DEC/JAN 2018 TRESORIER MAGAZINE TREASURER 99 VALUE GENERATION 14 MANAGING BANK ACCOUNTS, THE CINDERELLA OF TREASURY MANAGEMENT 19 TREASURY ON THE DIGITAL FRONT LINE 22 IMPLEMENTATION OF EU TAX RULES 37 QUICK REVIEW OF INTERNATIONAL CURRENCIES Virtual Cash Management * Innovation Payments Solution * Decision Time : Investing in Money Funds after EU reforms * Are Asia's Corporates ready to repo?